Gender difference and intra-household economic power in mortgage signing order

Sumit Agarwal*, Richard Green, Eric Rosenblatt, Vincent W. Yao, Jian ZHANG

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

2 Citations (Scopus)

Abstract

This paper adopts a novel approach to examine the roles of gender difference and intra-household economic power in mortgage signing order. We develop an “economic power” index based on relative economic power within the same-sex couple households. We then use this measure along with gender identity and other factors to explain signing order in different-gender couples. Our results suggest that, while pure economic power explains much of the observed signing order, gender difference plays an important role. Analysis exploiting regional variation reveals that gender difference in signing order is greater in states with a larger gender wage gap and red states whose residents predominantly vote for the Republican.

Original languageEnglish
Pages (from-to)86-100
Number of pages15
JournalJournal of Financial Intermediation
Volume36
DOIs
Publication statusPublished - Oct 2018

Scopus Subject Areas

  • Finance
  • Economics and Econometrics

User-Defined Keywords

  • Economic power
  • Gender difference
  • Household finance
  • Mortgage application

Fingerprint

Dive into the research topics of 'Gender difference and intra-household economic power in mortgage signing order'. Together they form a unique fingerprint.

Cite this